Welcome to Australian Income Fund PTY LTD. By accessing our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms
By accessing or using the Australian Income Fund PTY LTD website and services, you agree to these Terms and Conditions and any modifications that may be made occasionally. If you do not agree with these terms, please do not use our website or services.

2. Services Provided
Australian Income Fund PTY LTD  provides a platform for comparing fixed-rate bonds and term deposits and facilitating investments. We offer information, tools, and resources to help you make informed investment decisions. Our services include the provision of data, analysis, and comparison tools; however, we do not directly offer investment products.

3. Use of Information
The information provided on our website is for general informational purposes only. While we strive to ensure the accuracy of the information, we do not guarantee its completeness, timeliness, or accuracy. Users are responsible for verifying any information before making investment decisions.

Clarification on Personal Information:
Your privacy is important to us. We collect personal information, such as your name, contact details, and any other data you voluntarily provide, to facilitate your use of our services. This information is used to personalise your experience and may also be used for communication purposes, such as updates and offers related to our services. We do not sell or share your personal information with third parties, except where required by law or for the purpose of providing our services. Please refer to our Privacy Policy for more details on how your information is handled.

4. Investment Risks
Investing in fixed-rate bonds and term deposits carries risks, including the potential loss of principal. Australian Income Fund PTY LTD does not guarantee returns or protect against any losses. The value of investments may fluctuate, and users should be aware of the risks involved.
Specific Investment Warning: Investment in bonds and deposits involves varying levels of risk, including the risk that interest rates may fluctuate, or the issuer may default. You should carefully consider your investment goals, risk tolerance, and consult a financial advisor if necessary before making any investment decisions.

5. User Account
You may need to create an account to use certain features of our website. You are responsible for maintaining the confidentiality of your account information and all activities under your account. Notify us immediately of any unauthorised use of your account.

6. Privacy Policy
Our Privacy Policy governs your use of our website. Please review our Privacy Policy to understand our practices regarding collecting, using, and disclosing your personal information. By using our services, you consent to the practices described in the Privacy Policy.

7. Intellectual Property
All content on the Australian Income Fund PTY LTD website, including text, graphics, logos, and software, is the property of Australian Income Fund PTY LTD or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

8. Limitation of Liability
To the fullest extent permitted by law, Australian Income Fund PTY LTD shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangibles.

9. Changes to Terms
Australian Income Fund PTY LTD reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website and services after posting changes constitutes your acceptance of the revised terms.

10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Sydney, Australia.

11. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
info@australianincomefund.com