Live rates — updated 9 Jun 2026

Updated 9 Jun 2026

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Today's Top 3 Rates

1–5 year terms

1
AB
Australian Bank 5
5 yr · Min $50k
5.40%
+15bp
2
BB
Brisbane Bank 4
4 yr · Min $25k
5.30%
+10bp
3
MB
Melbourne Bank 3
3 yr · Min $25k
5.20%
+10bp

See full comparison table

Indicative rates. Subject to eligibility and availability.

20+

Providers compared

up to 5.40%

Displayed 5-yr rate p.a.

$25k+

From minimum

1 day

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Today's Top Term Deposit Rates

Sort and filter to compare 5 provider rates. Updated 9 Jun 2026.

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					7d
AB Australian Bank 5 Best displayed rate	5.40%	5 yr	$50,000	Wholesale	+15bp
BB Brisbane Bank 4	5.30%	4 yr	$25,000	Govt Guaranteed*	+10bp
MB Melbourne Bank 3	5.20%	3 yr	$25,000	Govt Guaranteed*	+10bp
SB Sydney Bank 2	5.05%	2 yr	$25,000	Govt Guaranteed*	+5bp
AB Australian Bank 1	4.90%	1 yr	$25,000	Govt Guaranteed*	Flat

Australian Bank 5

5 yr · Min $50,000

Best displayed rate

5.40%

+15bp

Wholesale

Brisbane Bank 4

4 yr · Min $25,000

5.30%

+10bp

Govt Guaranteed*

Melbourne Bank 3

3 yr · Min $25,000

5.20%

+10bp

Govt Guaranteed*

Sydney Bank 2

2 yr · Min $25,000

5.05%

+5bp

Govt Guaranteed*

Australian Bank 1

1 yr · Min $25,000

4.90%

Flat

Govt Guaranteed*

Displayed rates are indicative only and subject to confirmation. Eligibility, availability, documentation and account requirements apply. This is general information only and does not take into account your objectives, financial situation or needs. *Government Financial Claims Scheme protects eligible bank deposits up to $250,000 per ADI per account holder; wholesale fixed-income products are not covered and may involve investment risk.

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Why investors use Australian Income Fund

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Across multiple Australian providers — not tied to a single bank or product.

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Both personal investors and self-managed super funds are supported.

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Frequently asked questions

Indicative rates on this page are refreshed regularly against published wholesale and retail benchmarks. Confirmed rates are issued by the relevant provider at the time of application.